Enter the loan
Outstanding principal, annual rate, remaining months.
Mortgage Prepayment
Enter outstanding principal, rate, remaining months and the amount you want to prepay. Switch between shortening the term and lowering the payment to compare savings.
Open Mortgage Prepayment →How to use it
Enter the prepayment
Use an amount your bank allows and check for fees.
Compare both options
Shorter term saves more interest; lower payment eases cash flow.
Manlin services
Make space for what matters
Use Manlin to reflect, plan and take your next step.
FAQ
Why is this different from my bank?
Banks may use daily interest, fees or minimum amounts; the contract prevails.
Which is better?
Shortening the term saves the most interest; lowering the payment is safer for cash flow.
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