Enter each loan
Give the commercial and housing-fund loans their own amount, annual rate and term.
Repayment Methods
Enter separate amounts, rates and terms for a commercial loan and a housing-fund loan; set an unused amount to zero. Each loan is calculated separately, then monthly payments and interest are combined.
Open Repayment Methods →How to use it
Compare the numbers
See the first and final monthly payment and total interest for each method.
Weigh the trade-off
Equal principal usually starts higher but pays less interest overall; consider your cash flow.
Manlin services
Make space for what matters
Use Manlin to reflect, plan and take your next step.
FAQ
Can the two loans have different terms?
Yes. Enter each term separately; the combined payment drops when the shorter loan ends.
Can I calculate only one loan?
Yes. Set the unused loan amount to zero.
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